Loan Application and Tracking App for Local Lenders
A mobile app to apply for loans from local lenders and track balances, repayment schedules and loan history.
- Industry
- Built with
- Flutter
- React
- Node.js
- MySQL
The project
A mobile finance app for people who borrow from local money lenders. Borrowers enter the amount they need and choose from a curated list of trusted lenders or sponsors, with no paperwork. Once a loan is active, the app shows the outstanding balance, the repayment schedule and the interest rate, and keeps a history of every loan taken, with the lender, the amount and the payment status. A sponsor option lets a borrower raise their limit. We built the app in Flutter, with a React admin panel and a Node.js and MySQL back end.
The challenge
- Borrowing from local money lenders relied on paperwork and personal contact, with little visibility for the borrower.
- Borrowers struggled to keep track of balances, repayment dates and interest across several loans.
- There was no clear record of past loans, lenders and payment status.
What we built
- A simple loan application flow where users enter an amount and pick a lender or sponsor from a curated list.
- A loan dashboard showing outstanding balances, repayment schedules and interest rates.
- A full loan history with lender names, amounts borrowed and payment status.
- A sponsor feature that helps borrowers qualify for a higher limit.
- An admin panel and back end to manage lenders, applications and loan records.
Key features
Quick loan application
Users enter the amount they need and apply without paper forms.
Curated lender list
Borrowers choose from trusted local money lenders and sponsors.
Repayment tracking
Outstanding balances, due dates and interest rates are visible at a glance.
Loan history
Every past loan is listed with the lender, the amount and its payment status.
Sponsor support
A sponsor can back a borrower to raise the amount they can borrow.
Privacy by design
The app does not read the user's contacts, photos or private files.
